Banking jobs, finance careers, Credit jobs & financial recruitment. Browse Credit jobs in the UK & apply online

Job Search
Search
Advanced
Post Your Resume
Refine

Job sector

Job location

Credit


Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

Show more » « Show less

Showing 1-30 of 86 jobs
VP - ABS Structuring - Investment Bank Selby Jennings Competitive UK-London 24 May 13

A leading investment bank is currently looking to add to its Fixed Income portfolio management group for a rol...

Real Estate Credit Analyst - Associate Director Macquarie Bank Excellent UK-London 24 May 13

Lead the credit review and analysis of real estate transactions recommended by the real estate businesses incl...

Sales Executive - Xtract Europe Mergermarket Competitive UK-London 24 May 13

This role will offer the ideal candidate, the opportunity to be an integral part of a fast-growing and innovat...

French Structured Credit Sales Cantor Fitzgerald. Competitive UK-London 24 May 13

We are urgently looking for a salesperson for European Structured Credit to cover France and to be based in Lo...

Financial Institutions Credit Analyst - Spanish Speaking .Michael Page Financial Services. Competitive UK-London 24 May 13

Our client is seeking an experienced full-time lead bank analyst to join its Financial Institution Group in Lo...

AVP - RMBS Credit Analyst .Michael Page Financial Services. Competitive UK-London 24 May 13

Our client is looking to hire an Italian speaking RMBS Credit Analyst. The role will focus on new transaction...

Investment Associate Arkesden Partners Excellent UK-London 24 May 13

A leading International Credit fund seeks 2 Tier 1 Analysts/Associates to join their London based team

Director - Debt Private Placement Not Disclosed £Excellent UK-London 24 May 13

Our client is an independent private bank who is looking to hire a Director to focus on originating and execut...

Senior Associate – European Financial & Debt Restructuring (Top Tier Global Bank) One Search £85-95K UK-London 24 May 13

Our client, a leading global investment bank and specialist in financial and debt restructuring, is currently...

Product Control opportunity with Tier One Investment Bank based in London Eximius Group 35,000-45,000 UK-London 23 May 13

Product Control opportunity with Tier One Investment Bank based in London

VP - Credit Analyst - FIs - Middle East & Africa Carr Lyons £65k to £75k UK-London 23 May 13

This leading European Bank is looking for a VP Credit Analyst to join their London Financial Institutions team...

Global Fixed Income Sales City Wharf Financial Recruitment Highly Competitive UK-London 23 May 13

City based investment bank seeks individuals with at least 3-5 years experience in bond sales. Successful cand...

Credit Analyst - Trade Finance - Associate Director Carr Lyons £55k to £65k UK-London 23 May 13

A unique opportunity to join a global bank in their Global Trade Finance Division.

Emerging Market Bonds Sales Specialist – Very Urgent City Wharf Financial Recruitment Strong Basic + Bonus UK-London 23 May 13

Leading investment bank is actively seeking a Fixed Income Emerging market sales person with at least 5 -10 ye...

Credit Partner/Analyst - Large Corporates Investigo Front Office 60-70K + car + benefits UK-London 23 May 13

Our client is seeking an experience corporate credit professional to join their growing business

Corporate Credit Risk Analyst, AVP LMA £55,000 - £65,000 UK-London 23 May 13

A leading Investment Bank are currently recruiting for an AVP level Corporate Credit Risk Analyst to join thei...

Flow Credit Sales Cantor Fitzgerald. Competitive UK-London 23 May 13

We are urgently looking for 2 salespeople for European Flow Credit to cover Germany and the UK with both posit...

Product Control- IPV (Credit) AGS on Behalf of RBS GBP.00 per annum UK-London 23 May 13

Product Control - Credit knowledge, IPV

Director, Structured Credit Investing - Tier One European Credit Fund Greenwich Partners Outstanding potential UK-London 23 May 13

£Billion credit fund is now looking to add a Director to their team

Corporate Banking Audit Director Barclay Simpson c.£75-90,000 + Bens UK-London 23 May 13

Corporate Banking Audit Director

Associate/ Senior Associate, Structured Credit Fund Greenwich Partners Excellent base and bonus UK-London 23 May 13

Associate/ Senior Associate level with this top performing credit fund

NBFI Credit Analyst at Global Brokerage Eames Consulting Risk £35-40k base UK-London 23 May 13

Great opportunity for a credit analyst to join one of the world''s leading brokerage houses and gain exposure...

Project Finance - Structured Finance - German essential Euro London Group £40-45k UK-London 22 May 13

Our client is an international company who are currently seeking someone who is fluent in German who also has ...

Latin America Credit Portfolio manager Not Disclosed $200000 - $400000 per annum, Benefits: O... UK-London 22 May 13

My client is a multi-billion dollar highly prestigious hedge fund seeking to add a latin america portfolio man...

Associate/AVP Corporate Credit Analyst Eames Consulting Risk £50-65k + bonus + benefits UK-London 22 May 13

Top-tier investment house is looking for an Associate/AVP Corporate Credit Analyst to cover Consumer, Retail...

Treasury Credit Manager Eames Consulting Risk £65-75k base + car allowance +competitiv... UK-South West 22 May 13

UK retail financial services company requires a Credit Risk Manager to work within its Treasury function.

Industrials/Property Credit Analyst , Associate Director - London Fitch Ratings Competitive UK-London 22 May 13

Fitch Ratings is seeking a Credit Analyst to join its Corporates team, with a focus on property and constructi...

Team Head - Mining Carr Lyons Excellent UK-London 22 May 13

An exciting opportunity for an exceptional seasoned Relationship Manager to set up and lead a new team focusin...

Credit Exposure Analyst - Interim - Long Term Contract IQ Analytics Daily Rate UK-London 21 May 13

We''re recruiting for a large Investment Banking client of ours for Credit Exposure Analyst for an initial con...

Maritime and Aircraft Finance Department Analyst. LMA £32 per hour UK-London 21 May 13

An exciting new opportunity has arisen within a tier 1 bank for a Maritime and Aircraft Finance Department Ana...

Create an email alert for the latest jobs matching this search Credit, UK
Create email alert
RSS