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Credit


Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

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Showing 1-30 of 129 jobs
Credit Analyst - Investment Grade, High Yield, Liquid Credit JR Finance £60k - £100k base + bonus UK-London 22 May 12

Alternative investment group within large Asset Management firm is looking to hire a corporate credit analyst.

Risk Auditor-VP-Credit Risk or Market Risk Oliver James Associates £85000 - £100000 per annum UK-London 22 May 12

My client, a leading Top Tier Investment bank is looking to recruit a VP level Risk Auditor with strong workin...

Senior Compliance Manager Hays Financial Markets £300 a day UK-London 22 May 12

Senior Compliance Manager - Northampton Contract opportunity

Global Fixed Income Sales Desk- (London & Singapore) City Wharf Financial Recruitment £60,000 -£150,000 + Excellent Comm UK-London 22 May 12

Our client is a well respected brokerage firm who is urengtly looking for experience candidates with at least ...

Russian Speaking Credit Analyst Eames Consulting Risk £55 000- £65 000 per annum base salary UK-London 22 May 12

An exciting opportunity to join a leading corporate bank as an Associate Director Credit Analyst covering both...

Emerging Markets Credit Analyst Carr Lyons Search and Selection Excellent UK-London 22 May 12

Top tier corporate bank is looking to hire an Emerging Markets Credit Analyst to join their London team.

Risk Executive - Commodities & Diversifieds Carr Lyons Search and Selection Excellent UK-London 22 May 12

Our Client is an International Banking Group now looking to appoint a Credit Risk Management Executive to cove...

Corporate Banking Relationship Director (African Clients) Hays Specialist Recruitment £70000.00 - £130000.00 per annum + Bonus... UK-London 22 May 12

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Credit Partner, Commercial Banking (Fixed Term) Hays Financial Markets £75,000 pro-rata UK-London 22 May 12

Leading financial services provider making major strides in the commercial banking sector, seeks an experience...

Credit Partner - UK Corporates (6 month Contract) Carr Lyons Search and Selection Excellent UK-London 22 May 12

Initially a Fixed 6 month contract, our client is seeking a talented Credit Analyst with experience managing a...

Associate - Distressed Debt Fund One Search Ltd Market Compensation UK-London 22 May 12

Leading Distressed Debt Fund seeks Associate for London team

Associate - Distressed Fund (Spanish Speaking) One Search Ltd Market Compensation UK-London 22 May 12

This globally renowned fund requires a Spanish speaking bulge bracket associate to join their established and ...

Real Estate Associate (Distressed Debt) – Hedge Fund One Search Ltd Market Compensation UK-London 22 May 12

This globally renowned credit focused Hedge Fund requires a mid level associate to join their established Prop...

Financial Restructuring Associate – Leading Global Investment Bank One Search Ltd £80-90K base + all cash bonus UK-London 22 May 12

Our client is currently looking to appoint a new member to their award-winning financial restructuring advisor...

Credit Ratings Analyst - Funds Santander £45000 per annum + Excellent Benefits UK-London 22 May 12

Join Santander and you'll become a vital part of a business built on the outstanding service provided to our c...

Fixed Income Portfolio Manager BlackRock Competitive UK-London 22 May 12

The Fixed Income Portfolio Solutions team manage Blackrock's Model Based Fixed Income portfolios. The team lia...

AD Credit Analyst - Russian Speaking Barclay Simpson £Excellent Base + Car + Bens + Bonus UK-London 22 May 12

A Leading International Banking Group is looking for a Fluent or Native Russian Speaker to cover a portfolio o...

Portfolio Threat Mitigation Manager Royal Bank of Scotland Competitive plus 30% cash and benefits p... UK-Edinburgh 22 May 12

We have an opportunity for a Portfolio Threat Mitigation Manager to join our Credit Risk department, within ou...

Emerging Markets Credit Analyst, Associate Director Aldrich and Company Competitive UK-London 22 May 12

Associate Director level Credit Analyst, fluent in Russian, is required by our leading global banking client t...

Real Estate Restructuring - Associate Michael Page Financial Services 12 month fixed term contract. Up to £37k... UK-London 22 May 12

Real Estate Restructuring Associate required for a leading Workouts Bank in London - City

Real Estate Restructuring - Assistant Manager Michael Page Financial Services 24 month fixed term contract. Up to £50k... UK-London 22 May 12

Real Estate Restructuring Assistant Manager required for leading workout bank in London - City

Distressed Debt/ Restructuring Reporter Michael Page Financial Services Competitive salary UK-London 22 May 12

The successful candidate for the role of Distressed Debt/ Restructuring Reporter based in London - West End wi...

Credit Analyst, Real Estate Investments - Global Investment Fund Greenwich Partners Exceptional base and bonus UK-London 22 May 12

Top performing credit hedge fund is looking to add an analyst to focus on real estate investments

Vice President, High Yield Investments, Blue Chip Debt Fund Greenwich Partners Excellent base and bonus UK-London 22 May 12

Top blue chip High Yield Bond fund is looking to add a VP

VP Investor Relations and Fund Raising, High Yield and Credit Fund Greenwich Partners Exceptional package UK-London 22 May 12

Superb opportunity to join this top high yield and credit fund in fund raising and investor relations

Senior High Yield & Investment Grade Analyst – Leading Mayfair hedge fund – London Selby Jennings Strategy Competitive UK-London 22 May 12

One of the leading names in High Yield investing is looking to add a senior analyst to their team. The fund is...

Product Specialist Moody's Analytics UK Ltd Competitive plus Benefits UK-London 22 May 12

Responsible for generating new business and growing existing relationships, covering a defined territory and b...

High Yield (HY) Credit Analyst - Prestigious Asset Manager Carnegie Consulting To £60,000 plus bonus and benefits UK-London 22 May 12

Excellent opportunity to develop further your HY Credit research skills. You will be supporting a fund manager...

Credit Review, Project/Leveraged Finance Carr Lyons Search and Selection Excellent UK-London 22 May 12

Our client is looking to hire a Credit Review Analyst in thee London team.

Director/Associate Director, Leveraged Finance and Credit Team, CIS Investment Bank, London Delta Executive Search Competitive UK-London 22 May 12

A top tier CIS Investment Bank is looking for Directors/Associate Directors to participate in the origination ...

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